Money Market-Based

Some Toros leveraged tokens achieve their target leverage through money market protocols like Aave. This is one of two mechanisms Toros uses to build leveraged tokens.

How It Works

  1. Deposit collateral (e.g. ETH or BTC) into Aave

  2. Borrow a stablecoin against the collateral

  3. Use the borrowed stablecoin to buy more of the collateral asset

  4. Repeat until the target leverage ratio is reached

The result is a leveraged long position built entirely onchain through lending and borrowing.

For short positions, the process is reversed: deposit stablecoins, borrow the target asset, and sell it.

Rebalancing

The protocol automatically rebalances positions to maintain the target leverage ratio. When the price of the underlying asset moves significantly, the position is adjusted:

  • If the price rises, the effective leverage decreases. The protocol borrows more to restore the target ratio.

  • If the price falls, the effective leverage increases. The protocol repays some debt to reduce risk.

This rebalancing is what prevents liquidation in most market conditions.

Advantages

  • Fully transparent and verifiable onchain

  • No funding rate payments (unlike perpetuals-based tokens)

  • Positions are backed by real collateral in established lending markets

Costs

  • Borrow interest accrues continuously on the debt portion

  • Rebalancing incurs gas costs and potential slippage

  • Volatility decay affects performance in choppy markets

Which Tokens Use This Mechanism

Money market-based leveraged tokens are primarily used for major assets like Bitcoin and Ethereum, where Aave has deep liquidity. For the full token list, see Available Tokens.

Comparison

For an alternative mechanism using perpetual futures, see Perpetuals-Based.

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